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Demystifying post-Bankruptcy Credit Opportunities

Credit scores can begin an uptick fairly quickly after the completion of a bankruptcy case.  Borrowing can begin within a few months via secured credit cards or credit-builder loans, and VA or FHA mortgages can be obtained within two years.  Moreover, increasing innovations in fintech should yield more non-traditional opportunities.  In sum, while bankruptcy may remain on  credit reports for 10 years, it can create a trajectory for a fresh future through discharge and opportunities to re-tool.